They're counting on you
not looking.

Drop in an HOA budget, a board email, or meeting minutes. We'll show you what they don't want you to see — and give you exactly what to do about it.

If something feels off, you're not imagining it. Most people only find out after it's already cost them money.

You're not the only one seeing this.

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You're Not Alone

Does any of this sound familiar?

Every week we hear from homeowners who thought they were the only one noticing. They weren't.

“

A special assessment just landed in our mailboxes with no warning — and no vote.

“

I asked for the budget breakdown. The board called it 'proprietary.'

“

The same vendor has had our management contract for 7 years. No one bids anymore.

“

The board treasurer's son-in-law got the new landscaping contract. No one else was even considered.

“

Minutes from the last three meetings haven't been posted. When I asked, they said they're 'working on it.'

“

Our dues doubled in two years. When I asked where it's going, I got a form letter.

If you've said any of these things out loud, you already have everything we need to show you what's really happening.

Real Output

This is what you get after submitting.

Here's what we found from an HOA budget review. Not a summary. Not a score. A specific plan with names, dates, and a letter ready to send.

What to do next · Act Immediately

Demand Full Financial Disclosure Before the Special Assessment Deadline

Management fees jumped 69% with no explanation. The board's treasurer called financial records "proprietary" when asked for an itemized breakdown. Meanwhile, 31% of the operating budget goes to a single vendor whose registered agent is the board president's brother. A $3,200 per-unit special assessment was approved without proper vote — and reserves were cut to fund it.

What was found
Management Fee Increase With No Justification— Pinnacle Property Group LLC fees increased 69% ($84K → $142K) with no competitive bidding since 2019
Vendor Conflict of Interest— Greenfield Services (31% of budget) — registered agent is board president Sandra Marsh's brother
Special Assessment Without Proper Vote— $3,200/unit assessment approved while reserve fund was simultaneously cut from 12% to 4%
Financial Disclosure Requests Denied— Board treasurer called itemized budget 'proprietary' — 47-day delay on contract request (30 days required by law)
Why This Matters Right Now

The board approved a $3,200 special assessment while cutting reserves — the money is going somewhere, and they won't say where. The vendor conflict means the board president's family financially benefits from every contract renewal. 127 homeowners have signed a petition, and the board's only response has been silence.

What's On Your Side
127 homeowners signed petition demanding disclosure
47-day delay on records request — exceeds 30-day legal requirement
Board president's family connection to vendor is documented
No board elections held since 2023 — 2 seats vacant
Ready-to-send letter (excerpt)

Dear Oakridge Estates Board of Directors,

On behalf of 127 homeowners, we are formally requesting complete financial disclosure pursuant to California Civil Code §5200, including all vendor contracts, management agreements, and the itemized 2026 budget.

Our prior request submitted on February 15, 2026 remains unanswered after 47 days — well beyond the 30-day statutory requirement. We also request an explanation for the 69% increase in management fees paid to Pinnacle Property Group LLC and the relationship between Greenfield Services Inc. and board members.

If we do not receive a complete response within fifteen (15) days, we intend to file a complaint with the California Department of Real Estate and pursue an independent forensic audit...

Example output from an HOA budget and governance analysis.

How It Works

From suspicion to evidence in three minutes.

You don't need to know what you're looking for. Drop in what you have. We'll find what's buried.

01

Drop in what you have

A budget PDF. A board email. Meeting minutes. Whatever made you suspicious. Any HOA document works.

02

We find what's buried

Financial red flags, conflicts of interest, governance violations — cross-referenced against public records and corporate filings you didn't know existed.

03

You get a playbook

Not legal advice. A structured discovery with evidence, entity investigations, and a letter ready to send with real names, dates, and amounts.

What It Catches

Problems hiding in plain sight.

These aren't hypothetical. These are patterns we see again and again in real HOA documents.

Management fees skyrocket with no explanation

69% increase, no competitive bids, same company for 6 years. HOA Heroes detects the pattern and drafts a formal disclosure demand.

Vendor contracts go to board members' families

31% of the budget flows to one vendor whose registered agent is a board member's relative. HOA Heroes catches the conflict of interest.

Financial records called 'proprietary'

You asked for an itemized budget. The treasurer refused. HOA Heroes identifies the legal violation and tells you exactly which statute to cite.

Special assessments without proper procedure

$1,200 per unit, no vote, 60-day deadline. HOA Heroes checks if your CC&Rs require a vote and drafts the challenge letter.

Vendor conflicts of interest

The board treasurer's company gets the biggest contract. No competitive bids. HOA Heroes catches the name match and flags the conflict.

Reserve fund deliberately underfunded

Reserves at 4% when best practice is 25%. The board avoids saving, then hits you with lump-sum assessments. HOA Heroes identifies the cycle.

Why This Is Different

Not a complaint form. Not a lawyer. Not a template.

Google it yourself

  • -Free
  • -Weeks to piece together
  • -Never finds entity connections
  • -Never gives you a next step

Hiring a lawyer

  • -$200–500/hour
  • -Months for turnaround
  • -You have to know what to ask
  • -One issue at a time

HOA Heroes

  • +Free during beta
  • +3 minutes to clarity
  • +Finds entity connections automatically
  • +Gives you a next step immediately
  • +Gets stronger with every neighbor who joins
  • +Shareable discovery link for your whole community
You Are Not Alone In This

One link. Your whole community sees it.

You don't have to fight this alone. Most people don't.

Every discovery gets a shareable link. Drop it in an email thread, a group chat, or a neighborhood meeting. Neighbors can follow the discovery, add what they've seen, and stay notified when things change. Boards count on residents staying isolated — this is how you break that.

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thehoaheroes.com/c/case-abc123
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100+ homeowners can follow the same discovery and get notified together.

They have the documents.
Now you have the intelligence.

Free during beta. Drop in a document and see what's really going on.

You've already done the hard part — trusting your gut. We'll show you the rest.